Sunday, August 14, 2011

Let us include OPD in our health insurance policies.

Let us include OPD in our health insurance policies.

OPD coverage is equally important. Are we living in mid-eighties when Mediclaim product was developed with coverage for Curative treatment?

The News item as above shows the importance of Diagnostic tests where small amount would have saved pain and agony to Joshi/Mishra, their families and the claim which insurance company will have to pay. Imagine the productivity loss which the employer of Joshi/ Mishra has suffered.

The time has come when we should introduce health insurance which offers OPD coverage.


1 comment:

inquest on Health Insurance said...

Its look very nice to read and assume that OPD covered in Health insurance. But does it fulfill the criteria for insurance. And when Insurer is not having any control over medical practitioner, Hospital for their charges, prudent underwriting practice to identify the risk group and charge accordingly how financial feasible it is. Still there is light in this dark tunnel and we have to go long way.