Showing posts with label High Blood Pressure. Show all posts
Showing posts with label High Blood Pressure. Show all posts

Thursday, June 13, 2024

Cutting Down on Salt: A Game Changer for Managing High Blood Pressure

 Cutting Down on Salt: A Game Changer for Managing High Blood Pressure

A groundbreaking study published in the Journal of American Medical Association (JAMA) reveals that reducing salt intake can be as effective as first-line drugs in managing high blood pressure. This study, which followed 213 individuals aged between 50 to 75 years, provides compelling evidence that dietary changes can have a significant impact on blood pressure.

Study Overview

The participants of the study included a diverse group:

  • 25% with normal blood pressure
  • 20% with controlled hypertension or high blood pressure
  • 31% with uncontrolled hypertension
  • 25% with untreated hypertension

Initially, all participants consumed their usual diets. They then completed one-week high- and low-sodium diets:

  • High-sodium diet: Approximately 2,200 mg of sodium added daily to their usual diet.
  • Low-sodium diet: Approximately 500 mg of sodium added daily.

Key Findings

The results were remarkable. One week on a low-sodium diet led to an average reduction of 8 mm Hg in systolic blood pressure compared to the high-sodium diet, with minimal adverse events. The study's authors noted that the low-sodium diet lowered systolic blood pressure in nearly 75% of participants. This reduction is comparable to the effects of commonly used first-line antihypertensive medications.

Consistent Results Across Different Groups

The decline in blood pressure from a high- to low-sodium diet was observed regardless of the participants' hypertension status or use of antihypertensive medications. The results were consistent across various subgroups and did not result in an excess of adverse events, underscoring the safety and efficacy of reducing salt intake.

Expert Insights

Dr. Mohit Gupta, a professor of cardiology at Delhi's G B Pant Hospital, emphasized the significance of this study. He explained that while the impact of reducing salt intake on hypertension is well-known, this study reinforces the benefits with original research and validated data.

"A diet high in sodium, a key component of common salt, increases the risk of hypertension or high blood pressure, which can trigger heart attacks and strokes," said Dr. Gupta. "This study underscores the importance of reducing salt intake as a critical strategy in managing hypertension."

Conclusion

The findings of this JAMA study highlight the importance of dietary choices in managing high blood pressure. Reducing salt intake can lead to significant improvements in blood pressure, comparable to the effects of medication. For individuals with hypertension, making simple dietary adjustments could be a vital step towards better health.

By focusing on a low-sodium diet, individuals can take control of their blood pressure and reduce their risk of serious cardiovascular events. This study provides robust evidence that such lifestyle changes are not only beneficial but also essential in the fight against hypertension.

Mr. S.K. Sethi is founder of RIA Insurance Brokers and specializes in health insurance products for familieshealth insurance products forfamilies as well as corporates. For BP patients, having comprehensive healthinsurance is crucial. It covers the cost of medications, regular check-ups, and specialist visits, ensuring effective disease management. Good insurance also provides access to necessary resources like nutritional counseling, helping patients maintain their health and reduce complications.

Blog of S.K. Sethi, Founder of RIA Insurance Brokers, you may connect him for any query at his email id: sksethi@riainsurance.com

Tuesday, August 14, 2012

I am 32 years old and was suffering from cholesterol a few months back but now it is normal. I have decided to take a health policy. If I mention about the high cholesterol, what are the chances for the policy getting rejected. What all should I check when taking a policy.


I am 32 years old and was suffering from cholesterol a few months back but now it is normal. I have decided to take a health policy. If I mention about the high cholesterol, what are the chances for the policy getting rejected. What all should I check when taking a policy.

The fact is that if you are having high cholesterol and you are taking medicine then cholesterol level should be coming normal whenever blood test is conducted.
The proposal form of insurance companies is having question.

For example in Oriental Insurance proposal form it is:-
  1. Have you suffered from any of these following?

    • High blood pressure
    • Palpitation
    • Heart Diseases including ischemic heart disease. Yes No
           
In Apollo Munich Health Insurance proposal form it is:-

    • Hypertension
    • Chest pain
    • Ischemic heart disease  
    • or any other cardiac disorder. Yes No      

You have to mention Yes or No against every question. Assuming you have replied yes then it will be for Insurance company to decide whether they should ask for medical examination to decide whether to 
    • Issue the policy
    • Refuse the policy
    • Issue the policy with loading
Assuming you have replied No, then there is near to 100% chance that policy will be issued without medical examination. In the event of lodging of claim of high amount the Insurance Company may call for investigation and if it is proved that at the time of filling up of proposal form you were taking the medicine to bring down cholesterol level then they may say that heart ailment was preexisting disease and refuse to pay the claim.

It is up to you to decide which option you want to take.

Friday, July 23, 2010

Diabetes and BP can’t be cited to reject claim of health insurance claims

Our health insurance providers have used diabetes and hypertension as 2 holy words to reject the claims of insured persons. It is very interesting to read the following news in The Times of India on July 23, 2010

“In another blow to a medical insurer hell-bent on rejecting a policy holder's claims, a district consumer forum has decreed that a cardiac patient cannot be denied his insurance even if he has not mentioned hypertension and diabetes as pre-existing ailments.

"We have taken the view that, in a large number of cases, diseases like hypertension and diabetes are so common and are always controllable... (so) unless a patient undergoes a long treatment, including hospitalization and undergoes operation in the near proximity of taking the policy (sic), (s/he) cannot be accused of concealment of facts," the forum said, while asking the insurer to honour the policy holder's insurance claims and also pay him Rs. 5,000 as compensation for mental agony.


In 2003, Mulund-based Karunakar Shetty underwent a "coronary arteries bypass grafting" surgery and ran up a bill of Rs 2, 53,553. On July 17, 2003, he intimated Oriental Insurance Company Ltd Co and Raksha TPA. Shetty had taken a policy in 2000 for Rs 3 lakh but, while renewing it in 2002 and 2003, the amount was reduced to Rs 1.5 lakh.

In November 2003, Raksha TPA informed him that his claim was rejected as he was suffering from hypertension even before he took the policy and hid this from the insurance company. Shetty, however, contended that he did not suffer from hypertension before he took the policy and even sent a statement from his family doctor to the insurance company. But they did not reconsider their decision, prompting him to file a complaint in the forum citing deficiency in service.

The insurance company denied the allegations and said that in 2003, while renewing the policy, Shetty mentioned that he did not suffer from any pre-existing disease. It even stated that, when the papers were submitted, the third-party authority got documents from a hospital that said Shetty had told them he was suffering from diabetes for the past four years.

The insurance company alleged that the statement submitted by the family doctor was false and argued that the heart ailment that Shetty suffered from was closely related to diabetes and this was not covered by the policy.
The forum, while passing its order took into account, the hospital discharge card that Shetty had submitted following his treatment in July 2002. From the discharge card and the report submitted by the family doctor it was evident that Shetty was suffering from hypertension and diabetes and he got to know of it only in 2002.

The forum observed that Shetty was unaware of the disease when he took the policy in 2000 and, even if he did not mention it in 2003 while renewing the policy, hypertension and diabetes could not be called ‘pre-existing diseases.’

The forum then directed the insurance company and Raksha TPA to jointly or individually pay Rs 1.5 lakh (the insurance amount) with an interest of 6% from November 2003.”

We would have been happier to know the name of the Insurance company .If you know it then do let us know.

Learning from this case is that client was having complete medical file to fight the case and to prove his point to the consumer forum. We have always suggested to you to maintain your medical file.

Diabetes and BP have been the bottleneck in the growth of health insurance .With a view to follow this judgment in the spirit –why not take a liberal view and increase the number of insured by taking these 2 diseases as a way of life for us.

We honour the judgment and with due respect wish to state that 6 % is too low interest to be paid. This should be 12 % which all of us pay. In fact large insurance companies can pay more than this.