World Diabetes Day is celebrated on November’14, Let us work towards diabetes prevention.

We as an Insurance Brokerage Firm have been always guiding our clients on importance of preventive cure in avoiding / keeping diabetes under control. Buying Health Insurance does not mean that we can neglect our responsibility of preventive care .It was interesting to see an informative article on diabetes prevention in Mint-Nov 12, 2013. According to it:

Eating of following:

• Apples and Avocado
• Jamun ( fruit)
• Karela (vegetable) Bitter Gourd
• Beans
•  Barley
• Cinnamon
• Walnuts
• Egg whites
• Pumpkin seeds
• Green tea
• Grapes
• Fenugreek
• Take in more vitamin C like Oranges, Strawberries, Amla, Lime and Broccoli
• Take diet full of green vegetables and fruits
• Kiwi
• Vinegar
• Salmon

Do not eat / avoid as far as possible

• Trans fats 

Reduce consumption of following significantly or bring it near to zero

• Sugar / sweets
• Alcohol
• Animal protein i.e. Chicken etc.

Do

• Walk in the morning for 60 minutes, if possible bare foot on grass
• Practice Yoga
• Zero in on your weight
• Regular exercise
• Meditation

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• Healthy habits of healthy people around you and translate them into your life

We appreciate the focus of Mint on guiding it’s readers with such informative articles.

Why you should avoid Health Insurance Group policy of Banks?

It is from time to time we come across a standard query-Should I buy policy from a specific bank?

We have always taken the stand:

Avoid it as the bank may stop the policy due to various reasons:

·       Change of InsuranceCompany

·       Cancellation of policy by insurance company due to higher claims.

Recently we have come across from newspaper reports about  the  case of Dr. Abhay Bedmutha’s who  had an account with Nashik Merchant Co-operative Bank Ltd. and was issued a Personal Accident Insurance Policy .  When Dr. Abhay Bedmutha died then his wife was informed that policy was not in force as the bank had discontinued some time back. No intimation was given to client about this fact therefore client was left uninsured.

This Widow/Nominee took matter with Consumer Forum and The National Consumer Disputes Redressal Commission has passed judgement that Bank should pay the following:

              Insurance Amount              Rs. 5 Lakhs

       Compensation Amount             Rs. 3.50 Lakhs

                               ---------- -------------

                                                         Rs. 8.50 Lakhs

How many persons have the courage to take the case to Consumer Forum?

We come to the conclusion that do not buy policies through Bank especially if these are part of Group Policies.