Is it becoming more difficult to insure a small group of say 25

Yes,it is becoming difficult to insure a group of say 25 persons.Most of the co's want that client should take individual policy for every one.Is it that Insurance co's want to increase the number of policies issued by them.In the case of 25 persons they will be able to issue 25 policies.

India like any other country survives on small enterprises.A medium size store employing 25 persons wishes to have the policy so that it can retain its employees being attracted towards joining large stores.

We sincerely hope that atleast specialised Health Insurance co's ;
Star
Apollo DKV
will come out with policy specifically oriented towards sme's.It should cater to group size of 25 to 75.

They can consider developing a specialised product to be sold only through Insurance Brokers Channel.