Sunday, February 24, 2008

16 million workers under health insurance by Govt. of India

The Secretary ,Dept of Labour ,Government of India has announced that 16 million workers from the unorganized sector will be covered under health insurance during yr starting April1.2008.This figure will increase to 60 million in the coming years.

We should be pleased that health insurance is getting the importance which is needed.The cost is going to be Rs 30 per person.Persons will have the option to get the family members get covered.

In the advertisement of Ministry of Textiles we have come across the details of Rajiv Gandhi Shilpi Swasthya Bima Yojna with following details;

Medical Coverage Rs 15000,which includes OPD of Rs 7500 in a year.
Premium is Rs 800+Service Tax for the whole family.
Contribution by worker will be Rs 150 per year
Contribution by worker from SC/ST/Below the poverty line will be Rs 75 per year
Balance will be paid by The Government .
Policy will be issued by ICICI Lombard
Preexisting diseases are covered.
maternity is covered.
Cash less card will be issued.
Personal accident cover of Rs 1 lakh is part of the same policy.

If you know anyone who has this policy -we will like to know their experience .Do let us know.

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