Senior Citizens Health Insurance -should it come under pool ?
This idea is being considered by IRDA as well as Insurance companies in the light of the fact that claims ratio is high.The same plea was used when third party insurance of vehicles was being considered.
The service level which the Indian Customer is getting with respect to third party insurance cover of 2 wheelers is well known.
Let us be prepared with same thing in the case of health insurance of senior citizens .With no insurance intermediaries in between we foresee less number of proposals being received by the companies ,hence issued.No one to push the proposals to be converted into policies.
Tuesday, March 4, 2008
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