You must lodge your health insurance claim within 7 days Timeframe to Submit documents for filing Health Insurance claims reduced to 7 days from 30 days.
You are familiar with the clause which permitted you or expected from you that your health insurance claim should be lodged within 30 days. No one noticed that this clause has been amended to 7 days because claims submitted up to 30 days were continuing to be paid.
Now, in an abrupt move, we understand that insurance companies have suddenly decided to strictly implement the 7 day condition. They have informed the TPAs to treat claims where documents are received after 7 days from the date of discharge as untenable.
You are required to follow this 7 days clause with a view to protect your interest.
We feel that there should be a joint campaign by all insurance companies offering health insurance for the information of policy holders and a separate letter should go to each and every policy holder to make them aware of this clause being implemented.It will keep the number of cases going to Consumer Forum Courts under control.We are sure Consumer Forum Courts will support the policy holders on this issue.
1 comment:
Dear Mr. Suresh i am really excited about your blog. This is really a nice endeavour.
In response to this note I would only reproduce the following:
IRDA’s Mission is “To protect the interests of the policyholders, to regulate, promote and ensure orderly growth of the insurance industry and for matters connected therewith or incidental thereto.”
WHAT HAS IRDA DONE TILL NOW OTHER THAN SUPPORTING MONEY MAKING LOBBYS? This is a very very pertinent question. WHAT IS GIPSA DOING? is another relevant question.
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