LIC enters Health Insurance with Health Plus

LIC has entered Health Insurance segment with Health Plus policy.
Positive points are;
Long term 20 Years
Benefit of Unit linked growth
Payment of following;
Hospital cash benefit
Major Surgical benefit
Domicillary Treatment benefit
Limits for HCB are;
year 1 -18 days
Yr 2 -60 days
Yr 3 -365 days.

Suppose amount chosen is 1000 Rs /day
Self
Spouse
child 1
child 2
Total amount paid is Rs 15000 then Rs 9000 will be used for buying of units and balance is towards health part.

DTB starts after 3 yrs .i.e in 4 th Yr.
Amount paid is Rs 2 lakhs and till Yr 20 it can be paid 3 times therfore person gets Rs 6 lakhs and every member gets Rs 6 lkahs.
In total it can be Rs 6 lakhsx4 i.e. Rs 24 lakhs.
After study will come with moredetails.