Thursday, September 13, 2007

Is helicopter medical evacuation covered under Health Insurance Policy ?


Business Standard (Sep 13, 2007) has carried the following photo;

None of the health insurance policy issued to us covers the cost of helicopter medical evacuation.
It is surprising that overseas travel policy issued by various co’s carries sum assured of USD 5,00,000 ( Rs 2 crores+) and in emergency helicopter medical evacuation is also covered/ paid for.
Within India Rs 10 lakhs is the max sum assured possible with Cholamandalam.New India is also increasing the sum assured to Rs 10 lakh and in near future plans to raise it to Rs 25 lakhs.
We do hope Cholamandam & New India will consider including helicopter medical evacuation as part of the policy (Sum assured Rs 10 lakhs).
Your comments are invited so that we can convey our thoughts to the Insurance Co’s.

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