Now HIV patients will be able to buy Health Insurance

Star Health and Allied Insurance Company, is all set to offer India’s first-ever insurance policy for HIV patients, based on the stage of the disease. This is a news,which brings comfort to those wo have been suffering from this disease ,which needs expensive medicines for treatment.

Patients with HIV, who were so far denied medical insurance, will now have the comfort of applying for health cover. The insurance policy for HIV patients, will be issued on the stage of the disease. The company will tie up with 1,800 hospitals and labs to conduct the CD4 test for patients seeking insurance. Dr Mohammed Arif, the officer in charge of the policy, said, “Our officers would approach government agencies, NGOs, societies and other registered bodies for creating awareness about the policy.” There is no age limit for the policy. A pre-insurance medical test would be conducted on people wishing to apply for it, which would include a CD4 test. Only those with a CD4 count of more than 350 would be covered. The cost of the tests would be borne by Star Health, added Dr Arif. happened thereafter.”

Premium rates are awaited .