Thursday, August 20, 2009

Liver transplant costs how much?

A common question asked is how much health insurance coverage do I need?
It is a very simple as well as a very difficult question.

Simple -whatever you can afford
Difficult-it should cover whatever treatment you may need during the validity of the policy.

I have come across a news item in HT regarding Priya ,who has undrgone liver transplant in Ganga Ram Hospital in New Delhi.It cost her Rs 22 lakhs.This does not incude the travel costs which she might have incurred as she is resident of Mumbai and decided to get the surgery done in Ganga Ram Hospital.

As covered earlier in my blog the maximum insurance coverage available to any one from few Indian Insurance companies is Rs 10 lakhs ( mostly it is Rs 5 lakhs).Even if some one had taken the policy of Rs 10 lakhs,one would have paid Rs 12 lakhs out of own pocket.Let us come out with policies ,where sum assured can be Rs 25 lakhs.Let us see which company makes the beginning.

1 comment:

Vishal said...

https://www.bajajallianz.com/BagicCorp/bajaj_home/products/health/critical.jsp

You are covered for organ transplant, and coverage goes up to Rs50 lacs.