Thursday, August 20, 2009

Swine Flu -Is it covered or not?

Insurance companies have come out with some clarifications and these are;

(1) Cost of Tami flu is not covered as this is being given by the Government on free of cost basis.

(2) Private hospitals can charge the patient for facilities like tests, beds and doctors fees. And this will be covered.

(3) If admitted in a hospital and the tests are negative then nothing is payable. If positive then it is payable.

(4) If it is a new policy then 30 days clause is applicable.

Summary of all above mentioned points is that do not wait but get health insurance policy immediately,otherwise be prepared to be treated in one of the government owned hospital.

Wish you best of luck so that you don't get affected with this disease.

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